Affordable Dental Payment Plans

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We believe everyone deserves a beautiful, confident smile!

The dentists and team at NorthStar Dental make your oral health their number one priority, but we understand that finances are an important aspect for you and your family. Because of this, we offer affordable dental care to all of our patients. In addition we have convenient payment options and dental payment plans so you can get the treatment you need while still minding your budget.


No matter what payment plans are available or how affordable dentistry is, taking care of your smile from the very beginning is a great way to save money. That’s why our team at Northstar Dental is here to help!

Image of a happy many who found that Northstar Dental in Lincoln, NE offers dental payment plans in Lincoln, NE.

Looking for an affordable dentist in Lincoln, NE?

Visiting an affordable dentist near me, such as the dentist at Northstar Dental, who offers dental office payment plans and affordable family dentistry, can help manage the cost. However, many times, emergency dentistry leads to extractions or root canals. In turn, this can lead to other significant expenses. If you need extensive dental work and aren’t sure how to go about paying for it, learn more about affordable dentistry and dental payment plans offered by our dentist near me in Lincoln, NE.

No matter what payment plans are available or how affordable dentistry is, taking care of your smile from the very beginning is a great way to save money. At times, dental emergencies are unavoidable. But Periodontal disease or a toothache could be caught or even prevented by visiting your dentist in Lincoln, NE twice per year.



Image of a smiling man who found that Northstar Dental accepts all major dental insurance plans and offers dental payment plans.

At our North Lincoln dental practice, we accept all major dental insurances listed below. However, your out-of-pocket expenses may be slightly higher as the number(s) we provide are estimates only. As always, to confirm coverage, check with your dental insurance plan provider.


Image of a happy woman who was able to learn about the benefits of Lincoln Dental Plans, a dental discount plan in Lincoln, NE.

Don’t have insurance? Our dentists in North Lincoln, NE offer and accept Lincoln Dental Plans. Dental Discount Plans are a great option for those who don’t have traditional dental insurance. Lincoln Dental plans offers many benefits. The best part? No waiting periods. Your benefits start today!

Image of a lady who is covering her face because she doesn't have dental insurance. No insurance? No problem. Our team at Northstar Dental offers Lincoln Dental Plans, an excellent alternative to traditional dental insurance.

No Insurance?
No Problem!

Try Lincoln Dental Plans!

Our Central Lincoln, NE dental clinic offers
Lincoln Dental Plans for $395 per year (a $2,000 value)!

Lincoln Dental Plans Benefits

Not quite ready to enroll? Learn more by viewing our frequently asked questions. The benefit of this plan is to make dentistry affordable for those who do not have dental insurance. 

Annual Plan Benefits
For Lincoln Dental Plans:

  • All X-rays
  • Comprehensive Exam
  • 2 Emergency Exams
  • 2 Routine Dental Cleanings (Every 12 Months)
  • 25% Discount on Select Procedures

LDP offers discounts on the following procedures:

  • Regular Cleanings
  • Deep Cleanings
  • Periodontal Maintenance
  • Dental Crowns (Excludes Cosmetic Crowns)
  • White Fillings
  • Root Canals
  • Professional Teeth Whitening

Who accepts Lincoln Dental Plans?

Already a Member?

Lincoln Dental Clinics: Dental Insurance

We accept most dental insurance policies. While your dental insurance policy is an agreement between you and your insurance company, our helpful team will gladly prepare and submit your claims for you. At your first appointment or whenever your insurance changes, our team will call and verify insurance limitations as a courtesy, so w can give you an estimate of what your insurance will and will not cover.

Unfortunately, some insurance companies exclude information, so it is important to be familiar with your individual insurance plan. We will gladly give you an estimate for your dental treatment; however you are financially responsible for any amount left over if insurance pays less than what was estimated.

Dental insurance is a great help when paying for treatment; however dental insurance will rarely cover a procedure 100%. We have payment options available that make paying for your estimated portion of treatment easier. If you are unable to pay for the amount insurance will not cover at the time of your appointment, we also have dental payment plans available to you as well that can be arranged prior to treatment.


Part of our commitment to you is providing the high-quality dental care. We offer family dental care for all of Lincoln, and we want to help your family get the most of your dental insurance.

What are dental insurance limitations?

A dental insurance policy may not fully meet your specific dental needs, which could result in out-of-pocket expenses for some treatments. However, there is no need to worry, as the Northstar Dental team is committed to providing affordable dental care solutions to our patients. We offer various dental payment plans and other options to help you manage your expenses so you can Smile Now, Pay Later.

“I don’t have dental insurance, can I apply for financing at home?”

Absolutely! If you feel more comfortable applying for third-party financing in the comfort of your own home, feel free to do so. In fact, applying for financing from home can make the in-office process that much easier. Don’t have time to apply at home? No worries. Our Lincoln Family Dentistry team is more than happy to help!

What is a “downgrade?”

A downgrade means that your insurance provider is choosing to pay for a material that is less expensive, yet still effective. For example, you may see your insurance provider will often downgrade fillings. This means that they are willing to pay for a material that is still proven effective (amalgam, silver) even though your dentist only offers white, tooth-colored fillings. What this means for you is that you will have to cover the difference in cost.

Does dental insurance work the same as medical insurance?

In short, no. Dental insurance generally covers some, but not all of the cost of dental treatment. Most dental plans have a yearly maximum in place, which means that they will only cover up to a certain amount every year. Any costs incurred beyond that maximum end up being the responsibility of the patient.

Do you accept Medicare or Medicaid?

We love meeting new people and would be honored to be part of your dental care. Our dental office, however, is currently not in-network with Medicaid or Medicare.

What are the common dental insurance companies you work with?

Currently, we work with a number of dental insurance companies including: Ameritas, Delta Dental, BlueCross BlueShield, Aetna, and Guardian. Don’t see your insurance company? Contact our Northstar Dental team and we’d be happy to assist you!

Have more questions?

Understanding your dental insurance can make a trip to the dentist less anxiety provoking. Afterall, healthcare is expensive, and it’s nice to know what you can expect.


Image of a piggy bank. Our Lincoln dental clinic, Northstar Dental offers dental payment plans and affordable dentistry in Lincoln, NE.

Financing and Flexible Payments

We believe that financial circumstances should not keep you from making outstanding oral care decisions. That’s why we keep prices competitive and reasonable. Besides, we like to offer a variety of convenient payment options, which are perfect for patients with an extensive treatment plan.

NorthStar Dental accepts cash, checks, and major credit cards including DISCOVER, Visa, and MasterCard. Having multiple ways to pay allows you to pay for what your insurance will not cover at the time of your appointment in the way that is most convenient for you. 

Dental payment plans can be a useful way to get the treatment you need today without having to worry about paying for it all at once! Our dental payment plans allow you to pay over time with low monthly payments and little to no interest depending on what plan you choose. We want you to feel at ease and make taking care of you and your oral health your first priority without having to worry about how you will pay for it.

The greatest advantages to the dental payment plans offered at NorthStar Dental are:

  • No hidden fees
  • Convenient, low monthly payments
  • No interest payment plans available

Lincoln Dental Clinics: Payment Options

If you need help paying for the portion of treatment your insurance does not cover, we gladly offer affordable payment options.

We do work with an outside billing service that offers financing for dental procedures with affordable monthly payments. Even better, there is ZERO interest for up to 12 months. They provide confidential and private financing to patients by phone or with an online approval. All it takes is just a quick credit check. Many patients have found it comforting to know that they can arrange a custom payment plan. Our dental payment plans allow everyone to get the smile they deserve today, and worry about payments later. Click here to apply for CareCredit® right from the comfort of your home.

Our friendly team will work with you to come up with payment arrangements to suit your needs. Dental care is not only an investment for your smile, but also your well-being. By selecting Northstar Dental, you are choosing a team that will provide you with several excellent options, so that you can achieve your goals. All of this at an affordable price!

Image of the Lincoln Dental Plans logo.

No Dental Insurance?
No Problem

Visit Lincoln Dental Plans

Image of the dental payment plans logo. Our dentists in Lincoln, NE offer dental payment plans to make dental treatment even more affordable.

Affordable Dental Care

Make easy, affordable payments for your procedure with dental payment plans we offer.

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Healthcare Financing,
Made Easy

Visit Care Credit

Image of the Sunbit financing information. Sunbit financing is a great way to make dental treatment even more affordable.

Schedule Day or Night

Book your dental appointment at anytime of the day or night with our online scheduling.

Schedule Online day or night logo from dentist in Lincoln NE near me Dr. Sullivan.
Image of the dental payment plans logo.

Make easy, affordable payments for your procedure with the Dental Payment Plans we offer.

Schedule Online day or night logo from dentist in Lincoln NE near me Dr. Sullivan.
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We have 7 Locations in Lincoln, NE!

Nebraska Family Dentistry has multiple Lincoln Dental Clinics!
Choose a “dentist near me” location that is convenient for you.