AFFORDABLE DENTISTRY IN LINCOLN, NE
We believe everyone deserves a beautiful, confident smile.
DENTISTRY THAT’S AFFORDABLE IN NORTH LINCOLN, NE
Visiting an affordable dentist near me, such as the dentist at NorthStar Dental, who offers dental office payment plans and affordable family dentistry, can help manage the cost. However, many times, emergency dentistry leads to extractions or root canals. In turn, this can lead to other significant expenses. If you need extensive dental work and aren’t sure how to go about paying for it, learn more about affordable dentistry and dental payment plans offered by our dentist near me in Lincoln, NE.
No matter what payment plans are available or how affordable dentistry is, taking care of your smile from the very beginning is a great way to save money. At times, dental emergencies are unavoidable. But Periodontal disease or a toothache could be caught or even prevented by visiting your dentist in Lincoln, NE twice per year.
Flexible Dental Payment Options
We believe that financial circumstances should not keep you from making outstanding oral care decisions. That’s why we keep prices competitive and reasonable. Besides, we like to offer a variety of convenient payment options, which are perfect for patients with an extensive treatment plan.
NorthStar Dental accepts cash, checks, and major credit cards including DISCOVER, Visa, and MasterCard. Having multiple ways to pay allows you to pay for what your insurance will not cover at the time of your appointment in the way that is most convenient for you.
No Insurance, No Problem!
We offer Lincoln Dental Plans for $395 per year, a $2,000 value!
- Lincoln Dental Plans, a Dental Discount Plan in Lincoln, Nebraska, is accepted at all Nebraska Family Dentistry locations. The best part? No waiting periods. Your benefits start today!
Want to learn more?
Annual Plan Benefits Include:
- Access to 7 convenient locations throughout Lincoln
- All X-rays
- Comprehensive Exam
- 2 Emergency Exams
- 2 Routine Cleanings and Exams (every 12 months)
Who accepts Lincoln Dental Plans?
LDP Offers A 25% Discount On The Following:
- Deep Cleanings
- Periodontal Maintenance
- Dental Crowns (Excludes Cosmetic Crowns)
- White Fillings
- Root Canals
- Extractions
Ready to sign up?
Dental Payment Options in North Lincoln, NE
Smile Now, Pay Later.
Dental financing solutions can be hard to come by and our team at NorthStar Dental knows that. That’s why we offer great ways to pay.
Pay As You Go.
Pay for your treatment plan as you go. Pay for your estimated copay in full the same day as your treatment with cash, check, credit card or HSA/FSA.
No Interest Financing.
Apply for financing with 0% interest for 6-12 months on balances over $200 with CareCredit® – a reputable healthcare lending company.
DENTAL INSURANCE AND OUR LINCOLN, NE DENTISTS
At our North Lincoln dental practice, we accept all major dental insurances listed below. However, your out-of-pocket expenses may be slightly higher as the number(s) we provide are estimates only. As always, to confirm coverage, check with your dental insurance plan provider. We accept most dental insurance policies. While your dental insurance policy is an agreement between you and your insurance company, our helpful team will gladly prepare and submit your claims for you. At your first appointment, or whenever your insurance changes, our team will call and verify insurance limitations as a courtesy, so we can give you an breakdown of what your specific insurance plan covers or doesn’t cover.
Unfortunately, some insurance companies exclude information, so it is important to be familiar with your individual insurance plan. We will gladly give you an estimate for your dental treatment; however, you are financially responsible for any amount left over if insurance pays less than what was estimated.
Dental insurance is a great help when paying for treatment; however dental insurance will rarely cover a procedure 100%. We have payment options available that make paying for your estimated portion of treatment easier. If you are unable to pay for the amount insurance will not cover at the time of your appointment, we also have dental payment plans available to you as well that can be arranged prior to treatment.
Frequently Asked Questions About Dental Insurance
Why doesn’t my insurance cover all the costs for my dental treatment?
Dental insurance isn’t really insurance (a payment to cover the cost of a loss) at all. Dental insurance is actually a money benefit typically provided by an employer to help their employees pay for routine dental treatment. The employer buys a plan based on the amount of the benefit and how much the premium costs per month. Most benefit plans are only designed to cover a portion of the total cost, which is why our dentist in Lincoln, NE offers payment plans.
But my plan says that my exams and certain procedures are covered at 100%?
Many carriers refer to their allowed payments as UCR, which stands for usual, customary and reasonable. However, usual, customary and reasonable does not really mean what you might think it does. UCR is a listing of payments for all covered procedures negotiated by your employer and the insurance company. This listing pertains to the cost of the premiums and where you are located in your city and state. Your employer has likely selected and allowed payment or UCR payment that corresponds to the premium cost they desire. UCR payments could be accurately called negotiated payments. Contact us if you still have questions. We understand insurance can be hard to understand and our team of dental professionals at Northeast Lincoln Family Dentistry is her to help.
Since most payments are negotiated, does this mean that there is always a balance left for me to pay?
Typically, there is always a portion that your benefit plan will not cover. But don’t let that deter you from seeing a dentist in Lincoln, NE.
I received an Explanation of Benefits from my insurance carrier that says my dental bill exceeded the usual and customary. Does this mean that my dentist is charging more than they should be?
It does not mean that your dentist in Lincoln, NE is charging too much. Remember that what insurance carriers call UCR is really just what your employer and the insurance company have negotiated as the amount that will be paid toward your treatment. It is usually much less than what any dentist in your area might actually charge for a dental procedure.
Why is there an annual maximum on my benefits?
Maximums limit what a carrier has to cover each year. Amazingly, despite the fact that costs have steadily increased, annual maximum levels for dental care not changed since the 1960’s.
Why do some benefit plans require me to select a dentist from a list?
Usually, a dentist on the list has agreed to a contract with the benefit plan. These contracts have restrictions and requirements. If you choose a dentist on the list, you typically pay less toward your dental care than if you choose a dentist not on the list. If your dentist is not on the list this does not mean that something is wrong with the dentist or a particular dental office.
Why does my dental plan only pay toward the least expensive alternative treatment?
To save money. If your dentist recommends a crown, but your insurance only offers benefits toward a filling, this does not mean that a filling is all that can be done or that a filling is the best option. In short, it just means you’ll need to pay a little more should you choose a crown. Remember your dentist’s responsibility is to prescribe what’s best and the insurance carrier’s responsibility is to control payments. If you, like many others, prefer to go a different route than your insurance company will pay for, inquire about dental payment plans with a dentist near me in Lincoln, NE. Dental payment plans are an excellent option for allowing you to get the treatment you need.
What should I do if my insurance does not pay for treatment I think should be covered?
Because your insurance coverage is between you, your employer and the insurance carrier, your dentist does not have the power to make your plan pay. If your insurance does not pay, you are responsible for the total cost of treatment. The Employee Benefits Coordinator at your place of employment may also be able to help. Complaints can be lodged with the state Insurance Commission.
Why can you only estimate my coverage?
Dentists deal with thousands of plans and hundreds of types of treatments each year. Most carriers refuse to release the details of their plans and many times change policies and reimbursements amounts without notice. Our dentist in Lincoln, NE understands your concern for cost, and we will do our best to get your estimate as close as possible. As with any insurance coverage, however, do know that plan payment is not guaranteed until your claim has been received and therefore, there is a chance our estimate could change based on what your insurance plan decides to pay.
Nebraska Family Dentistry Has 7 Locations in Lincoln, NE
Lincoln Family Dentistry
(Central Lincoln)
402-467-1000
Northeast Lincoln Family Dentistry
(Northeast Lincoln)
402-890-8000
South Lincoln Family Dentistry
(South Lincoln)
402-413-7700
Preserve Family Dentistry
(East Lincoln)
402-413-7000
Northstar Dental
(North Lincoln)
402-742-0000
Coddington Dental
(West Lincoln)
402-438-5555
SouthPointe Dental
(Southwest Lincoln)
402-423-3333